In legal terms, what does the act of garnishment require?

The correct answer centers around the legal procedure of garnishment, which specifically involves a third party, often referred to as a garnishee, being required to pay a portion of a debtor's funds directly to a creditor or plaintiff. This occurs typically when the creditor has obtained a court judgment against the debtor and seeks to enforce that judgment through garnishment. This process allows the creditor to collect funds owed to them, directly from the income or assets of the debtor that are held by that third party, such as an employer or a bank.

The role of the third party is crucial because they are the ones who hold the funds that are legally designated to be redirected to the creditor due to the debtor's financial obligations. Hence, garnishment serves as a mechanism for creditors to secure payment while following legal protocol.